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Tuesday, November 3, 2009 @ 4:42:00 PM - Written by Ryan Vaught

November 3, 2009

Finally!  We've made it to the #1 home buyers mistake that can cost you:Waiting for the market to improve or not buying at all.

No one can can read the future and knows exactly where the market is going, so trying to time your home purchase with the bottom of the market is probably not the best idea. If you're financially (#1) ready and have compelling reasons for owning a home (i.e. it would save money in the long run because you are paying more for rent, you need more space with your growing family etc.) then it's probably a good time to buy. Just think: all the time you spend procrastinating on purchasing a home, you could be building equity, getting tax deductions and enjoying the many other benefits of home ownership!

Just remember-when you are signing a home loan for 30 years, for example, that means that you are saying you will be able to make the payments for the next 30 years.  So consider things such as; what would you do if you need to sell in the next 30 years and the price of your home has gone down from when you bought it (would you be able to rent it out, could you sell it at a loss, etc)?  Make sure you are making the right decision for you that is financially smart and responsible. 

Information obtained from:

Take a look at my market report for today!

Currently Ryan has about 30+ listings in inventory, and has sold 25 homes in 2009. Please don't hesitate to contact me with any questions about Chico area real estate.

Interested in learning more about the Chico area or Ryan?
Vaught Properties: Chico Income Property
Chico Condos: Chico Condo Sales
Ryan Vaught: Ryan's Residential website
Chico Luxury Homes
Chico Investment Property

Ryan Vaught Real Estate
Keller Williams Chico CA
Office Phone: (530) 343-2959

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New Chico Listings, Chico, CA:


2112 LAUREL ST, Chico, CA $121,500
  Residential 2 Bedroom 1 Bath Built in 1955   0.15 Acres  975 Sq. Ft.
  Great starter/Investment home Priced Right! Cozy 2 br. 1 ba with "large" back yard. inside laundry, Move-in-Ready! Just go...

More information on 2112 laurel st
470 POSADA WAY, Chico, CA $166,000
  Residential 3 Bedroom 2 Bath Built in 2004   1167 Sq. Ft.
  Newly remodeled condos. New carpets & paint. Choose upgrades. HOA dues include water, garbage & insurance.

More information on 470 posada way
1769 MODOC DR, Chico, CA $235,000
  Residential 3 Bedroom 1 Bath Built in 1954   0.21 Acres  898 Sq. Ft.
  This beautifully maintained & updated home is close to Bidwell Park, shopping, schools, and freeway access is close by. Move right in and enjoy the modern kitchen, with stain...

More information on 1769 modoc dr
2743 CACTUS AVE, Chico, CA $254,400
  Residential 4 Bedroom 2 Bath Built in 1956   0.31 Acres  2134 Sq. Ft.
  This 3 bedroom, 1 bath home offers a second, un-permitted dwelling, that was used as a rental, with itâ€TMs own kitchenette, bath and several bedrooms. This home needs work, no...

More information on 2743 cactus ave
11 CREEKWOOD CT, Chico, CA $275,000
  Residential 3 Bedroom 2 Bath Built in 1980   1452 Sq. Ft.
  Hard to find home 2 blocks away from five mile park off Hooker Oak Avenue. Newer central heating and air system, new dishwasher, new water heater. This one wonâ€TMt last long...

More information on 11 creekwood ct
1806 BROADWAY ST, Chico, CA $329,000
  Residential 2 Bedroom 1.5 Bath Built in 1905   0.16 Acres  1456 Sq. Ft.
  Bundle of Charm! Describes this 2 bedroom/1.5 bath Chico Charmer. Built in 1905, this home is one of the oldest on the block. Features include, original hardwood floors, all ...

More information on 1806 broadway st
  Residential 3 Bedroom 2 Bath Built in 2007   1942 Sq. Ft.
  Open floor plan with vaulted ceilings, granite kitchen counter tops. Home backs up to beautiful blue oak preserve.

More information on 1942 preservation oak drive
  Residential 3 Bedroom 2.5 Bath Built in 2001   0.15 Acres  2165 Sq. Ft.
  This home was a model and shows wonderful. Some of the few amenities include crown molding, solid surface counter tops, plantation shutters, custom colors family room and a de...

More information on 1520 ridgebrook way
2601 CHANTEL WY, Chico, CA $379,000
  Residential 3 Bedroom 2.5 Bath Built in 1996   0.27 Acres  2213 Sq. Ft.
  Beautiful, well maintained PG&E comfort home with large master bedroom with walk-in closet & jacuzzi tub. Beautiful backyard landscaping with raised beds for your gardening d...

More information on 2601 chantel wy
1195 STANLEY AVE, Chico, CA $434,600
  Residential 3 Bedroom 3 Bath Built in 1975   0.5 Acres  2071 Sq. Ft.
  Wow, not much needed here. Home offers 3 bdrms/3 bths, lvng room, fmly room, dining area, bns room (grge conversion-unknwn if permitted), & lrg laundry area. The yards are lnd...

More information on 1195 stanley ave

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