August 31, 2009
Just because a lender is willing to loan you a fortune doesn't mean you should take it. Buying more home than you can afford can quickly lead to financial trouble. As a rule of thumb, your mortgage payment should be less than 28 percent of your gross monthly income. Besides your mortgage payment, be prepared for the additional costs of homeownership, such as insurance, property taxes, utilities and maintenance. You may want to scale back the size of the home you're looking for in order to bring the whole package in line with your budget.
Check back this week as I will be going over how to add up a true picture of your monthly expenses and then how to add up a realistic budget for home related expenses (i.e. mortgage, insurance, utilities, etc.).
Take a look at my market report for today!
Currently Ryan has about 30+ listings in inventory, and has sold 23 homes in 2009. Please don't hesitate to contact me with any questions about Chico area real estate.
Interested in learning more about the Chico area or Ryan?
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New Chico Listings, Chico, CA:
|2055 - 40 AMANDA WAY, Chico, CA||$129,000|
|Residential 3 Bedroom 2 Bath Built in 1991||1244 Sq. Ft.|
|Updated 2-story 3 bedroom, 2 bath condo with attached garage in desirable, well maintained complex with pool. Unit features newer carpet, paint and fixtures and granite coun...
More information on 2055 - 40 amanda way
|1020 IVY ST, Chico, CA||$159,500|
|Residential 3 Bedroom 1 Bath Built in 1905||0.11 Acres 786 Sq. Ft.|
|Cute victorian. Close to college. Rents for $825.00. Call Agent to show.
More information on 1020 ivy st
|1085 EATON RD, Chico, CA||$205,000|
|Residential 3 Bedroom 1 Bath Built in 1962||0.26 Acres 1239 Sq. Ft.|
|sq ft, lot size & year built from county records, buyer to verify. Great home with huge back yard! If you're looking for a solid built home with loads of potential this is i...
More information on 1085 eaton rd
|1084 E 8TH STREET, CHICO, CA||$219,000|
|Residential 2 Bedroom 1 Bath Built in 1942||1155 Sq. Ft.|
|Long term rental history. Front house 2 bed, 1 bath, back studio with alley access. New lawn sprinklers, lots of shade and new fencing.
More information on 1084 E 8th Street
|655 E 19TH STREET, Chico, CA||$230,000|
|Residential 4 Bedroom 2 Bath Built in 2006||1549 Sq. Ft.|
|HUD Home Opportunity! Electronic bids until 8/30/09 for owner occupant priority then owner occupants/investors on a daily basis. HUD is offering specialowner occupant buyer's ...
More information on 655 E 19th Street
|4 VINTAGE CT, Chico, CA||$245,000|
|Residential 3 Bedroom 2 Bath Built in 2001||0.12 Acres 1470 Sq. Ft.|
|Nearly new 2001 built 3/2 with an inground, gunite pool for only $245,000? You read it right. This is a very nice, super clean home on a cul-de-sac just a hop, skip, and a ...
More information on 4 vintage ct
|40 FAIRGATE LN, Chico, CA||$249,000|
|Residential 2 Bedroom 2 Bath Built in 1987||0.13 Acres 1151 Sq. Ft.|
|Gorgeous and charming home on quiet, tree-lined street. Tile entry, vaulted ceilings in living room and master bedroom. Indoor laundry, washer & dryer stay. Nice kitchen with...
More information on 40 fairgate ln
|1242 GUILL ST, Chico, CA||$266,000|
|Residential 3 Bedroom 2 Bath Built in 1954||0.14 Acres 1404 Sq. Ft.|
|Please call listing agent until Monday, August 31. This home has been updated with a new kitchen and bathrooms, it has a lovely brick patio with shade covering. It has a nice ...
More information on 1242 guill st
|3396 HEGAN LN, Chico, CA||$269,300|
|Residential 4 Bedroom 2.5 Bath Built in 1950||0.64 Acres 2333 Sq. Ft.|
|Can you say value? Do not miss this opportunity. Large home with loads of potential accompanied by a large parcel and huge shop that could house up to 5 cars. Nice rural feel....
More information on 3396 hegan ln
|727 W 11TH AVENUE, Chico, CA||$282,900|
|Residential 3 Bedroom 2 Bath Built in 1989||0.16 Acres 1665 Sq. Ft.|
|Mary Schreiber DRE#00920710. Sq Ft & lot size fm county records, buyer to verify. Great home in great condition! Don't miss out on this centrally located home w/2 sided firep...
More information on 727 W 11th Avenue
|Listings Per Page: 5 10 20 50 All||Page of 3 Next Page »|
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